%0 Journal Article %T 互联网视角下的供应链金融模式发展与国内实践研究<br>Study on the Development and Domestic Practice of Supply Chain Finance from the Perspective of the Internet %A 史金召 %A 郭菊娥 %J 西安交通大学学报(社会科学版) %D 2015 %R 10.15896/j.xjtuskxb.201504002 %X 随着互联网金融的兴起和发展,供应链金融线上化的步伐进一步加快,电商企业和商业银行纷纷布局线上供应链金融业务。在对供应链金融和互联网金融关系辨析的基础上,给出了二者的关系网络图,揭示了供应链金融线上化演进的三条主要路径。同时,基于三条演进路径在参与主体、资金来源、目标客户等方面的特征差异,将互联网金融视角下的供应链金融划分为供应链金融web2.0、电商供应链金融、基于电商平台的银行供应链金融三种主要类型,给出了每种细分模式的一般性操作流程,并将国内实践与之进行分类对接。<br>With the rapid development of internet finance, the pace of development of online supply chain finance is to be accelerated, which leads to the fact that the electronic commerce enterprises and the traditional commercial banks all rush on to the front to develop online supply chain finance. In this case, this paper, firstly, on the basis of analyzing the relationship between internet finance and supply chain finance, gives a sketch map of internet finance and supply chain finance, and reveals three main online evolution paths of supply chain finance. Meanwhile, based on the different characteristics on participants, source of funds and target customers of the three evolution paths, this paper gives an overall classification of supply chain finance under the background of internet, which includes supply chain finance web2.0, supply chain finance dominated by electronic commerce enterprises, and supply chain finance dominated by commercial banks through e-commerce platform. Finally, the general operation process for each subdivision model is given and the domestic industry practices are summarized %K 互联网金融 %K 供应链金融 %K 线上供应链金融< %K br> %K internet finance %K supply chain finance %K online supply chain finance %U http://skxb.xjtu.edu.cn/oa/DArticle.aspx?type=view&id=201504002