%0 Journal Article %T 住房公积金支持农民工住房消费的区域差异性研究 %A 王先柱 %A 王敏 %A 吴义东 %J 华东师范大学学报(哲学社会科学版) %D 2018 %R 10.16382/j.cnki.1000-5579.2018.02.018 %X 摘要 实现住房消费意愿与住房消费能力的均衡匹配是解决农民工住房问题的关键。目前，农民工的住房消费意愿十分强烈，但其住房消费能力不足，且依靠住房公积金购买住房的农民工较少。通过计算农民工在不同城市的房价收入比，可以发现农民工住房消费能力呈现城市之间的区域差异性，即在一二线城市务工的农民工实现在务工地购房的可能性较小，而在三四线城市务工的农民工则基本具备了这一能力。同时，利用微观调查数据，通过二元Logistic回归模型进行的实证分析表明，住房公积金对购房的影响具有分层特征，即在各类城市之间存在区域差异性，对农民工住房消费的影响也同样如此。住房公积金作为一项重要的住房保障政策，应有效惠及农民工群体，以提高其住房消费能力，帮助其实现"住有所居"的"城市梦"。因此，住房公积金制度在改革过程中应"因城施策"，以精准化支持农民工群体的住房消费，从而逐步实现以人为本的新型城镇化。</br>Abstract： The key to solve the housing problem of migrant workers is to realize the balance matching between housing consumption intention and housing consumption capacity. At present, the housing consumption of migrant workers is very strong, but their housing consumption capacity is insufficient. In addition, there are fewer migrant workers who rely on the housing provident fund to buy houses. The calculation of housing price to income ratio of migrant workers in different cities shows that migrant workers' housing consumption capacity presents urban hierarchical features. It is very difficult for migrant workers to have their houses in big cities, but it is possible to realize their house dream in small cities like three or four line cities. Utilizing the binary logistic regression model, the empirical analysis of micro data shows that the influence of the housing provident fund on housing purchasing, including migrant workers' housing consumption, has a layered characteristics. In other words, regional differences exist between various cities. As an important housing safeguard, housing provident fund should effectively benefit migrant workers, so as to improve their housing consumption capacity and help them realize their urban dream of "having a house in the city". Therefore, in the process of reform, the policies of the housing provident fund system should fit the concrete situation of a city so as to accurately support the housing consumption of migrant workers, thus gradually realizing the new "people-oriented" urbanization. %K 住房公积金 %K 农民工 %K 住房消费 %K 新型城镇化 %K 区域差异性 %K < %K /br> %K housing provident fund %K migrant workers %K housing consumption %K new urbanization %K regional differences %U http://xbzs.ecnu.edu.cn/CN/abstract/abstract11228.shtml