%0 Journal Article
%T Governance Research of Chinese Rural Finance Exclusion Based on Peasant Survey
%A Huixia Cheng
%A Wentai Wu
%J American Journal of Industrial and Business Management
%P 585-594
%@ 2164-5175
%D 2014
%I Scientific Research Publishing
%R 10.4236/ajibm.2014.410063
%X The construction
of people¡¯s livelihood in rural areas not only needs to meet their basic
requirements such as elders¡¯ care, medical care, and insurance and so on, but
also needs to encourage people living in rural areas and make them have
confidence to earn a better live through the improvement of self-development
ability. ¡°Insufficiency of self-development ability¡± and ¡°the lack of
opportunity of development¡± are two of the most important barricades, which
interact rural ¡°finance exclusion¡± as both cause and effect and exert
reciprocal intensification as well. The interviewing result from the 1938
random samples of local citizens living in villages and towns, which belong to
5 provinces and 26 counties and cities, shows that ¡°lack of funds¡± is the
hugest barricade that prevents peasants improving their self-development
ability. The situation is mostly caused by ¡°non-physical finance exclusion¡±. To
govern this situation, the diversity of rural finance requirements and
financial ecology cannot be separated and combination usage of different kinds
of governance tools is needed.
%K Rural Finance Exclusion
%K Non-Physical Finance Exclusion
%K Self-Development Ability
%K Governance Policy
%U http://www.scirp.org/journal/PaperInformation.aspx?PaperID=50667