%0 Journal Article
%T Study on the Impact of Incentive Mechanisms and  Internal Control Systems on Risk Management in Commercial Banks
%A Qi Zhang
%J iBusiness
%P 154-157
%@ 2150-4083
%D 2013
%I Scientific Research Publishing
%R 10.4236/ib.2013.53B033
%X <p class=\"MsoNormal\">
	<span lang=\"EN-US\">The
operational risks for commercial banks could be divided into four scenarios,
which are the risks caused by malicious act, rational choice, inadequacy of
capability and unconscious choices. Furthermore, these \"initiatives\"
can be reflected in financial corruption, moral hazard, bounded rationality and
irrational behavioral tendencies. Operational risk has become one of the three
main risks for commercial banks since The New Basel Capital Accord released in
2004, together with credit risk and market risk. This article accordingly puts
forward related proposals of the commercial banksĄŻ operational risk management.</span><span lang=\"EN-US\"><o:p></o:p></span>
</p>
%K Credit Risk
%K Incentive and Restraint Mechanisms
%K Internal Control Systems
%U http://www.scirp.org/journal/PaperInformation.aspx?PaperID=39300