%0 Journal Article %T International Research Journal of Applied Finance (irjaf) %A Editor - in - Chief (irjaf) %J International Research Journal of Applied Finance %D 2012 %I Kaizen Publications %X irjaf Vol.III issue 2 %K irjaf Vol.III issue 2 %U http://irjaf.com/uploads/irjaf_vol_III_issue_2.pdf