%0 Journal Article %T RISKS MANAGEMENT. A PROPENSITY SCORE APPLICATION %A Constangioara Alexandru %J Annals of the University of Oradea : Economic Science %D 2008 %I University of Oradea %X Risk management is relatively unexplored in Romania. Although Romanian specialists dwell on theoretical aspects such as the risks classification and the important distinction between risks and uncertainty the practical relevance of the matter is outside existing studies. Present paper uses a dataset of consumer data to build a propensity scorecard based on relevant quantitative modeling. %K risk management %K cantitative management %U http://steconomice.uoradea.ro/anale/volume/2008/v4-management-marketing/028.pdf