%0 Journal Article %T Consumer Attitudes Regarding Information Technology Usage %A Khalil MD NOR %A Liliana Mihaela MOGA %A Durmus YORUK %J Annals of Dun£¿rea de Jos University. Fascicle I : Economics and Applied Informatics %D 2010 %I Dunarea de Jos University of Galati %X This paper intends to formulate the hypotheses for the factors that influence individuals to adopt Information Technology as a mean to conduct the traditional services. The hypotheses are developed based on previous works utilizing the theories on technology acceptance and on related findings from empirical studies on information technologies,e-commerce and e-banking. %K consumer %K electronic services %K hypotheses %K influence factors %K theories of technology acceptance %U http://www.ann.ugal.ro/eco/Doc2010/MdNor_Moga_Yoruk.pdf