%0 Journal Article
%T Stability in Bank Income through Fee-based Activities
%A R. K. Uppal
%J Information Management and Business Review
%D 2010
%I International Foundation for Research and Development (IFRD)
%X This paper is an attempt to study the trends in non-interest income which is a vital source of stability in bank income. For this, the study takes some parameters like interest and non-interest income as a percentage to total income, share of non-interest income components like exchange & brokerage, sale in investment and exchange transaction. On the basis of these parameters the study concludes that interest income is continuously declining due to deregulation in interest rates and non-interest income is rising. Among the non-interest income components, commodity exchange & brokerage witnessed a large share while exchange transaction witnessed a meager part. The paper also gives some ways and means to bring stability in the total income.
%K Trends in interest and non-interest income
%K components of non-interest Income
%K ways and means to enhance non-interest income
%U http://www.ifrnd.org/IMBR/1(1)%20Nov%202010/Stability_in%20Bank%20Income%20.pdf