%0 Journal Article
%T The Insurance Fraud Game and Insurance Contract Based on Optimal Game Strategies<br>保险欺诈博弈与基于最优博弈策略的保险契约
%A LIU Xi-hua~
%A JIN Jia-lin~
%A <br>刘喜华
%J 系统工程理论与实践
%D 2004
%I 
%X Based on the incomplete information dynamic game theory and mechanism design theory, this paper firstly takes example for foging the loss and constructs insurance fraud game model . Then, It studies the Nash Equilibrium of the game and how buyers and sellers choose the optimal game strategy. On the one hand, the price of insurance policy that is making zero expected profit for the insurer is educed; on the other hand, the optimal insurance contract based on the optimal game strategy for both buyers and sellers is discussed. It also proves that the partial insurance policy is the optimal insurance for both sides.
%K game strategy
%K Nash equilibrium
%K forging the loss
%K insurance contract
%K insurance pricing<br>博弈策略
%K 纳什均衡
%K 伪造风险损失
%K 保险合同
%K 保险定价
%U http://www.alljournals.cn/get_abstract_url.aspx?pcid=01BA20E8BA813E1908F3698710BBFEFEE816345F465FEBA5&cid=962324E222C1AC1D&jid=1D057D9E7CAD6BEE9FA97306E08E48D3&aid=6374BA1DD9607AF1&yid=D0E58B75BFD8E51C&vid=B91E8C6D6FE990DB&iid=0B39A22176CE99FB&sid=2A8D03AD8076A2E3&eid=B91E8C6D6FE990DB&journal_id=1000-6788&journal_name=系统工程理论与实践&referenced_num=2&reference_num=7