%0 Journal Article
%T LOAN LIMIT ANALYSIS OF DOWN-RISK-AVERSE BANK BASED ON SUPPLY CHAIN FINANCIAL INNOVATION<br>供应链金融创新中下侧风险规避银行的贷款额度分析
%A LI Yixue
%A <br>李毅学
%A 冯耕中
%A 屠惠远
%J 系统科学与数学
%D 2009
%I 
%X This paper focuses on loan limit indicator of seasonal inventory financing in supply chain financial innovation. According to the ``corporate and debt" method in trade credit and based on the logistic features of consigning-supervision mode and the relevant cost-benefit structure, this paper analyzes cash flow statement of borrowers. Then, this paper assumes downside-risk-averse banks instead of risk-neutral banks discussed in existing literature, and analyzes loan limit consistent to risk tolerance level of banks in seasonal inventory financing. The results show that downside-risk limits can control the risk of seasonal inventory financing and make the loan consistent to risk tolerance level of banks.
%K Supply chain finance
%K inventory financing
%K pledge
%K loan limit<br>供应链金融
%K 存货融资
%K 质押
%K 贷款额度.
%U http://www.alljournals.cn/get_abstract_url.aspx?pcid=6E709DC38FA1D09A4B578DD0906875B5B44D4D294832BB8E&cid=37F46C35E03B4B86&jid=0CD45CC5E994895A7F41A783D4235EC2&aid=52B8701BA8865935B1F6E84517A21D3E&yid=DE12191FBD62783C&vid=771469D9D58C34FF&iid=708DD6B15D2464E8&sid=857646F4875EA11E&eid=784CFDF6185AED9D&journal_id=1000-0577&journal_name=系统科学与数学&referenced_num=0&reference_num=0