%0 Journal Article
%T Aging and the Necessity of a Radical Reform of the Canadian Pension System
%A Henripin
%A Jacques
%J Canadian Studies in Population
%D 2009
%I Canadian Population Society
%X Compared to the 29 other members of OECD, Canadian workers must satisfy themselves with a rather timorous public pension system, particularly those who earn a middle or higher income.This weakness is somewhat corrected by private pension organizations, but only a third of employees are covered by them. The author proposes that all workers have access to such programs and even that they are mandatory. There would be many of them; they would functionon the basis of capitalization; they would be public or private. The choice of the capitalization financial principle is almost essential, due to future population aging. The author displays his convictions about these proposals, as well as practical ways to implement such a program. R¨¦sum¨¦ Par rapport ¨¤ ceux des 29 autres pays de l¡¯OCDE, les travailleurs canadiens doivent se satisfaire d¡¯un syst¨¨me de pensions publiques plut t timor¨¦, particuli¨¨rement ceux qui gagnent un revenu moyen ou ¨¦lev¨¦. Cette faiblesse est corrig¨¦e, peut-on dire, par des syst¨¨mes de pensions priv¨¦es, mais seulement le tiers des employ¨¦s en b¨¦n¨¦ficient. L¡¯auteur propose que tous les travailleurs aient acc¨¨s ¨¤ de tels programmes et m¨ºme qu¡¯ils soient obligatoires. Il y en auraitplusieurs ; ils seraient g¨¦r¨¦s suivant le principe de capitalisation ; ils seraient publics ou priv¨¦s. Le choix du principe de capitalisation est presque essentiel, ¨¤ cause du vieillissementfutur de la population. L¡¯auteur expose ses convictions l¨¤-dessus, de m¨ºme que des moyens pratiques de r¨¦aliser un tel programme.
%K Population aging
%K Canadian public and private pension plans
%K pay-as-you-go and capitalization financial principles
%K Vieillissement de la population
%K syst¨¨mes canadiens de pensions publiques et priv¨¦es
%K principes de financement   pay as you go   et de capitalisation
%U http://www.canpopsoc.ca/CanPopSoc/assets/File/publications/journal/2009/CSPv36n1-2p17.pdf