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Because of lack of collateral and
formal financial information, family aquacultures and small boat owners find it
difficult to get loans from formal financial institutions. Fishery microfinance can partly solve the information asymmetry and incomplete
contract problems in rural financial market, and it is an effective complement to
formal fishery finance. The service object of fishery microfinance is mainly micro-enterprises
in fisheries, including family aquacultures and small fishing boats. Fishery microfinance
providers include formal financial institutions and many kinds of micro-financial
institutions, among which China Fishery Mutual Insurance Association (FMIA) is the
most famous one. Although micro-finance has a 20-year-history in China, there are
still some problems that block its advance. The market is huge, but the existing
providers are not providing good services and most are not sustainable. There is
still a long way towards commercial operation and financial sustainability.
The oscillatory behavior of solutions of a class of second order nonlinear differential equations with damping is studied and some new sufficient conditions are obtained by using the refined integral averaging technique. Some well known results in the literature are extended. Moreover, two examples are given to illustrate the theoretical analysis.