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Search Results: 1 - 10 of 6528 matches for " Edward Yeboah "
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The Impact of Microfinance on Grassroot Development: Evidence from Smes in Kwabre East District of Ashanti Region of Ghana  [PDF]
Edward Yeboah
Open Journal of Business and Management (OJBM) , 2017, DOI: 10.4236/ojbm.2017.54050
Abstract: Empirical studies attest to the assertion that development interventions aimed at people at the grassroots are poverty alleviation oriented. Microfinance has been acclaimed to be effective vehicle for poverty eradication. Since poverty alleviation is rooted in grassroots development, the impact of microfinance on grassroots development cannot be gainsaid. Equally relevant in this regard is the pivotal role of the SME subsector in grassroots development. This is against the backdrop that at the grass root, the active poor are those who run enterprises known as micro, small and medium enterprises. This research looked at the impact of microfinance on grassroots development using SMEs in Kwabre East District of Ashanti Region in Ghana as the case study. Both theoretical and empirical literatures were reviewed. The study adopted the descriptive type of research and the survey method to collect data from 82 respondents. The survey was done through the administration of structured questionnaires. The sampling techniques used included the non-probability methods of purposive and convenience. Qualitative and quantitative techniques were utilized in the data analysis. The research used the development evaluation framework for impact assessment of projects pioneered by the Inter- American Foundation. It was evidenced that microfinance as a development intervention has some level of impact on grassroots development. The impact is of direct benefits to individual operators of SMEs and their families. These included positive impact on basic needs; knowledge and skills; employment and income; and assets. Other positive effects of microfinance on SMEs relative to grassroots development were self-esteem, creativity and critical reflection. However, findings from the survey are not explicit on the impact of microfinance on strengthening organizations and broader impact on society in relation to local, regional and national as demanded by the Gras-sroots Development Framework (GDF) of Inter-American Foundation for measurement of impact of development interventions. The researcher therefore recommends for further studies the effect of microfinance on organizations and society in the areas of organizational capacity and culture, policy environment and community norms. It was also revealed that microcredit remained the dominant feature of microfinance in making significant impact. The hurdle of accessibility to credit by SMEs has not been completely cleared. Over 60% of the respondents posited that microfinance has not increased their business capital and stock levels. The
Determinants of Loan Defaults in Some Selected Credit Unions in Kumasi Metropolis of Ghana  [PDF]
Edward Yeboah, Irene Mirekuah Oduro
Open Journal of Business and Management (OJBM) , 2018, DOI: 10.4236/ojbm.2018.63059
Abstract:
Credit Unions play a pivotal role in the Microfinance Industry in Ghana. They are not only deeply rooted in financial intermediation but also provide favorable terms and conditions in financial products and services to their members compared to banks and other financial institutions. The sustainability of Credit Unions has been threatened by the incidence of loan defaults or non-performing loans. The diagnostics of the causes of loan defaults in Credit Unions become paramount toward sound credit risk management practices. The study relied on primary data. Purposive sampling technique was applied to select 244 Credit Union members. Questionnaires were used for data collection and logistic regression model was adopted. The study utilized Statistical Product and Service Solution (SPSS v. 20) and Stata (v.14) as statistical tools for data analysis. The results reveal that education, loan diversion, monitoring, marital status and income are significant factors that influence loan default. Thus, credit education should be intensified and that effective loan monitoring should be vigorously pursued. Additionally, loan appraisal systems should be robust with the application and development of credit scoring systems that will factor in key variables of loan default.
Evaluating the Constraints to Development of Agricultural Insurance for Cashew Crop Farmers in Brong-Ahafo Region of Ghana  [PDF]
Nicholas Oppong Mensah, Simon Cudjo Fialor, Edward Yeboah
Open Journal of Business and Management (OJBM) , 2017, DOI: 10.4236/ojbm.2017.52020
Abstract: Research evidence from the International Institute of Tropical Agriculture (CIAT) in 2011 gives credence to the notion that cashew development would mitigate the impact of climate change on cocoa in 2012. This makes cashew development imperative, however to do so requires access to credit from financial institutions, which ration credits when it comes to lending to the agricultural sector. Research evidence has shown a correlation between agricultural insurance and loan uptake in Malawi and Ghana. However an evaluation of the cashew subsector in the Brong-Ahafo Region of Ghana with an aim of developing agricultural insurance schemes for cashew crop farmers has not been without constraints. This study sought to investigate the key constraints that would impede the development of agricultural insurance for cashew crop farmers in the Brong-Ahafo Region of Ghana. Based on a positivist research philosophy, the study employed quantitative techniques. A multistage sampling technique was employed, which involved purposively selecting stakeholders of Ghana Agricultural Insurance Pool (GAIP). A simple random sampling technique was also employed to select 30 pool stakeholders from GAIP. Data were collected by means of structured questionnaires. Data were analyzed by employing descriptive statistics, and the Kendall coefficient of concordance was used in identifying and analyzing the perceived constraints to developing agricultural insurance for the cashew crop farmers in the study area. The result from the survey indicated that high marketing cost; high premiums (making the product unaffordable); lack of agricultural insurance legislation; low availability of data; lack of knowledge about product development; and lack of qualified personnel in the area of agricultural insurance were some of the perceived constraints that would impede the development of agricultural insurance in the study area. Thus a Public Private Partnership approach, as well as research and development, is imperative to overcome the financial, marketing, institutional, technical data, human resources and legal constraints to agricultural insurance and cashew development in the study area.
The Effect of Indigenous Growth Media on Allanblackia parviflora A. Chev in Ghana  [PDF]
Edward Yeboah, Daniel Aninagyei Ofori, Theresa Peprah, Ramni Harmanjeet Jamnadass, Alain Tsobeng
Open Journal of Soil Science (OJSS) , 2016, DOI: 10.4236/ojss.2015.65010
Abstract: Allanblackia parviflora A. Chev. also called vegetable tallow tree provides a variety of non-timber forest products of great importance to rural households including shade, timber, medicine and seed oil but attempts have not been made to improve the tree species and increase its production. Consequently, the species is being threatened due to unsustainable exploitation and poor regeneration and cultivation appears as the only viable option. In order to cultivate the species at meaningful scale, it is necessary to establish the optimum range of environmental factors that influence its propagation and growth. This study was therefore designed to investigate Allanblackia growth parameters and bio-accumulation under different growth media in a greenhouse study. The media were: 1) TS = top soil alone, 2) AB soil = Allanblackia soil alone, 3) TS + H = Top soil alone + humus, 4) AB + TS = Allanblackia soil alone + Top soil alone and 5) SAB = Sterilized Allanblackia soil alone. Each treatment was replicated three times in a complete randomized design. The experiment lasted for 18 months. Results showed that Fe was the micronutrient that accumulated greatest in the plant tissue. Among the treatments, Allanblackia soil showed the highest accumulation of Zn in the plant tissue with the top soil showing the least (7.67 mg·kg-l). Humus contributed largely to the bio-accumulation of Cu in the plant tissue. Bio-accumulation of manganese in the plant tissue ranged from 13.30 mg·kg-l to 207 mg·kg-l suggesting difference in manganese absorption by Allanblackia as influenced by the treatments. The growth parameters of Allanblackia parviflory were impacted differently by the growth media. The result was however controversial since no differences were found between growth of seedlings in sterilized Allanblackia soil and Allanblackia soil.
An Assessment of the Methods of Development in the Essays of Business Students in Ghanaian Private Universities: A Case Study  [PDF]
Asuamah Adade-Yeboah, Edward Owusu
Open Access Library Journal (OALib Journal) , 2016, DOI: 10.4236/oalib.1103176
Abstract:
The study is an attempt to assess the methods of development in the compositions of students who are reading various business-oriented courses in private universities in Ghana. This area has received little attention from researchers in Ghana. Two private universities—Christian Service and Ghana Baptist University College—were the two selected cases. Prior investigations exposed students’ writing flaws in the form of wrong usage of the features of a particular method of development when writing essays. Therefore, the literature reviewed was mostly based on these gaps indicated. The primary data collected from the field were from texts (classroom-based and take-home-based texts). Basically, probability sampling techniques were employed to sample the population of the cases selected. All the data gathered were descriptively analysed. The findings showed that students have problems composing descriptive and comparison and contrast paragraphs or essays. But, the study brought to light that students handled narrative, argumentative, and cause and effect essays knowledgeably. It was recommended that enough attention should be given to the teaching and learning of descriptive and comparison and contrast essays. It is our expectation that the findings and recommendations of the work would influence the decisions of policy makers in the field of English language.
Perceptions of Some Africans about Post-Colonialism as Depicted in Jomo Kenyatta’s “The Gentlemen of the Jungle”  [PDF]
Edward Owusu, Asuamah Adade-Yeboah, Priscilla Appiah
Open Access Library Journal (OALib Journal) , 2019, DOI: 10.4236/oalib.1105677
Abstract:
Every human being, in addition to having his or her own personal identity, has a sense of who he or she is, in relation to the larger society. It seems that after independence is achieved by African states, one main question arises: What is the new society, culture, and identity? Africans are faced with cultural clash owing to the fact that they have been too much exposed to the colonizer’s (European’s) way of life. The identity of most Africans is gradually eroded as there is a proliferation of Westernization. This content analysis design paper, employing Jomo Kenyatta’s short story, “The Gentlemen of the Jungle”, as the main data, has examined the main theme, post-colonialism, from four sub-perspectives. These perspectives are: alienation and exclusion, retributive justice, the colonizer’s language as a tool of dominance, and double standard and abuse of power. The significance of this paper is to facilitate the shaping of new identities in African communities after the obliterating of colonialism and European imperialism. The essay is structured into four main parts: introduction, the method, the themes, and the conclusion.
Proactive Control Models for Gold Processing Plant Input Reagents Consumption Management. Case Study: Goldfields Ghana Limited, Tarkwa  [PDF]
James Obiri-Yeboah
Open Journal of Social Sciences (JSS) , 2016, DOI: 10.4236/jss.2016.43005
Abstract:

Authentically, this case study shows that, proactive approach to resolve reagent input supply problems at the Process Plant of Goldfields Ghana Limited-Tarkwa Mine is the key to ensuring higher productive and competitive advantage in today’s business environment. Pragmatically, the cases studied revealed the existent to which reagent control models used at Goldfields Ghana Limited-Tarkwa Mine and pointed out the lack of advance warnings with regard to reagent inventory control chart, quality control model and lime consumption control method. Additionally, the minimum and maximum model application has limited control over inventory to meet abrupt changes in rate of usage. Clearly, the paper identifies lack of proactive measures in the area of limits set for taking corrective actions of the various models. Notably, the future warning signal of slope analysis depends on the focus of the given reference variables. Consequently, convergence of opposing focus variables depicts a deteriorating future while’s divergence point to a better future. Conversely, convergence of similar focus variables point to better future while as divergence indicates deteriorating future. The paper recommended applicable slope analysis approach as complementary methods to enhance proactive assessment of all the reagent control models to ensure the achievement of competitive advantage in the company’s endeavour. Cost and consumption variances analysis model was the further research work recommended by this paper as another method that will go a long way to enhance proactive reagent control at the Goldfields Ghana Limited-Tarkwa Mine Mineral Processing Plant operations.

Expressing Efficiency as a Function of Key Performance Control Parameters: A Case Study of Hydrocyclone Unit Process at Josay Goldfields Limited, Tarkwa, Ghana  [PDF]
Obiri Yeboah, Sampson Arthur
Open Journal of Business and Management (OJBM) , 2017, DOI: 10.4236/ojbm.2017.53041
Abstract: Optimization of gold liberation is a function of hydrocyclone (cyclone) classi-fication efficiency with regard to a given target of 80% passing 75 μm at Josay Goldfields Limited. Key performance parameters that control the classification efficiency are hydrocyclone feed density, hydrocyclone feed pressure and throughput under fairly constant grinding process conditions. The hydrocyclone feed density related linearly to overflow product of percentage passing 75 μm and showed statistical linearity at even 1% critical level of significance. The paper provides a relation between cyclone feed density and cyclone overflow product size fraction as a function of cyclone efficiency. Gradient of the relation establishes the standard unit of performance which depicts the classification efficiency as percentage passing 75 μm per percentage solids of cyclone feed density. This measurement provides a timely corrective action of key performance control parameters. The selected seven days samples space used in the assessment was due to the effect of a daily production deficiency on the overall profit margin of Josay Goldfields as company.
Social Support and Access to Prenatal Health Services: A Study of Pregnant Teenagers in Cape Coast, Ghana
MK Yeboah
Journal of Science and Technology (Ghana) , 2012,
Abstract: The study examined the impact of access to social support on prenatal health seeking behavior of a selected group of pregnant teenage girls in Cape Coast, Ghana. A random sample of 170 each of pregnant teenage girls and older mothers were selected form antenatal clinic registers of three Maternal and Child Health Clinics in Cape Coast. An interview schedule was administered to seek information on initiation of prenatal visits, socio-demographic characteristics, living arrangements and access to social support. Multiple regression analysis of the data indicated that access to social support was a significant predictor of early initiation of prenatal health care, irrespective of socio-demographic background and living arrangements of the group of mothers studied. The results showed that a teenage mother-to-be with inadequate social support and living in a poor household is the standard profile of a poor initiator of early prenatal care. While the results are not very different from those obtained in other studies, notably in the United States, the implications may be more serious in a developing country like Ghana, where teenage childbearing is occurring in the context of inadequate health services, poor state sponsored social services and widespread poverty.
Outcomes after Radical Prostatectomy in Ghanaians: A Surgeon's Early Experience
Mathew Yamoah Kyei,Edward James Mensah,Samuel Gepi-Attee,Devine Kwami,Kwabena Ampadu,Emmanuel Asante,George Oko Klufio,Edward Donkoh Yeboah
ISRN Urology , 2013, DOI: 10.1155/2013/832496
Abstract: Background. There is a lack of expertise in the procedure of open radical retropubic prostatectomy in West Africa therefore necessitating the training of urologists in the subregion in this procedure. Aim. This report looks at the early outcomes of a single surgeon in this procedure after an SIU fellowship. Methodology. A prospective study of the initial twenty consecutive patients with clinically localized prostate cancer that underwent open radical retropubic prostatectomy at the Korle Bu Teaching hospital, Accra. Results. The mean followup was 19.5 months (range 7 months–36 months). The mean age was 62.7?yrs. For the clinical stage, 60% were T1c and 40% T2a with a mean Gleason score of 6.5. The mean estimated blood loss was 1140.0?mLs with a transfusion rate of 70%. For the pathologic stage, pT2 cancers formed 60%, pT3 25%, and pT4 5% with a mean Gleason score of 6.8. No lymph node involvement was noted. The perioperative complications rate was 15%, a postoperative potency recovery rate of 78.6% with all the patients being continent of urine. The tPSA of 95% of the patients had remained less than 0.4?ng/mL. Conclusion. The SIU scholarship offers an avenue for training in radical prostatectomy for sub-Saharan Africa. 1. Introduction The risk factors for the development of prostate cancer include men of African ancestry [1] with high incidence rate reported in some sub-Saharan countries including Ghana, 7% in men between 50?yrs and 74?yrs [2] and Nigeria with incidence rate of 127 per 100,000 population [3]. In Ghana, prostate cancer has been found to be the second commonest cause of cancer death in men [4]. With the wide-spread use of serum prostate specific antigen (PSA) screening for prostate cancer in urban areas, it is expected that more cases of early prostate cancer will be diagnosed. Radical prostatectomy has remained the gold standard for treatment of organ confined prostate cancer [5]. Though radical prostatectomy could be cost effective, it has been noted that access of patients with localized prostate cancer to radical prostatectomy in the management of prostate cancer in sub-Saharan Africa is low mainly due to lack of expertise in the procedure of open radical prostatectomy [6]. In Ghana, localized prostate cancer had been managed with external beam radiotherapy and recently brachytherapy. The role of radical prostatectomy has been limited even though majority of the patients present with lower urinary tract obstructive symptoms or acute retention of urine. This is mainly due to lack of expertise. In 2006, a program to train urologists in
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