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Framework for Assessing Financial Literacy and Superannuation Investment Choice Decisions
Natalie Gallery,Cameron Newton,Chrisann Palm
Australasian Accounting Business and Finance Journal , 2011,
Abstract: There is a worldwide trend towards rapidly growing defined contribution pension funds in terms of assets andmembership, and the choices available to individuals. This has shifted the decisionmaking responsibility tofund members for managing the investment of their retirement savings. This change has given rise to aphenomenon where most superannuation fund members are responsible for either actively choosing orpassively relying on their funds’ default investment options. Prior research identifies that deficiencies infinancial literacy is one of the causes of inertia in financial decision-making and findings from internationaland Australian studies show that financial illiteracy is wide-spread. Given the potential significant economicand social consequences of poor financial decision-making in superannuation matters, this paper proposes aframework by which the various demographic, social and contextual factors that influence fund members’financial literacy and its association with investment choice decisions are explored. Enhanced theoretical andempirical understanding of the factors that are associated with active/passive investment choice decisionswould enable development of well-targeted financial education programs.
On the Impermissibility of Telling Misleading Truths in Kantian Ethics  [PDF]
Cameron Shelley
Open Journal of Philosophy (OJPP) , 2012, DOI: 10.4236/ojpp.2012.22013
Abstract: Sandel (2009) has recently revisited the issue of the moral permissibility of telling misleading truths in a Kantian ethical framework. His defense of its permissibility relies on assimilating it to simple truth telling, and discounting its relationship with simple lying. This article presents a refutation of Sandel’s case. It is argued that comparison of misleading truths with telling truths or lies is inconclusive. Instead, comparison with telling of leading truths is appropriate. With this comparison in view, it is clear that telling misleading truths is not consistent with the Categorical Imperative, meaning that they are not morally permissible from a Kantian perspective.
New Techniques in Project Management  [PDF]
Cameron Fisher
American Journal of Industrial and Business Management (AJIBM) , 2014, DOI: 10.4236/ajibm.2014.412080
Abstract: Managing multiple candidate initiatives and in-flight projects across business units is a big challenge for organizations. Tracking progress of projects while balancing demand against available resources to ensure successful completion is difficult. Increasingly, organizations deploy a Project Portfolio Management (PPM) system. These new PPM solutions simplify portfolio governance and strive to guide enterprise innovation. For maximum benefits, the frameworks that shepherd initiatives and bolster project efficiency must not obstruct ideation, bottom-up creativity and entrepreneurship.
New Technologies for Mobile Salesforce Management and CRM  [PDF]
Cameron Fisher
American Journal of Industrial and Business Management (AJIBM) , 2017, DOI: 10.4236/ajibm.2017.74040
Abstract: As technology advances, the capabilities of the modern salesforce continue to evolve. By applying a modern CRM system, the ability to manage selling relationships is accelerating. This document describes a range of recent innovations that support a multichannel approach to building valuable customer connections.
Cloud versus On-Premise Computing  [PDF]
Cameron Fisher
American Journal of Industrial and Business Management (AJIBM) , 2018, DOI: 10.4236/ajibm.2018.89133
Abstract: When investigating new choices for enterprise solutions, decision-makers need to increasingly weigh the merits of Cloud offerings. Accessibility, performance and security are key requirements along with vendor reputation and user community. The race to acquire customers and expand market share is prompting vendors to offer attractive introductory pricing to capture Cloud tenants. To keep in mind long term TCO and business outcomes, it’s essential to conduct due diligence to minimize risks or surprises. Knowing the business, technology and contractual drivers will inform the decisions on the future of Cloud at your organization. Decisions to embrace the Cloud will always require complete analysis of the options and business metrics. After performing a full needs analysis and understanding the variables, a reliable and cost-effective result is better selected and managed. This paper outlines fundamentals to understand the implications for deciding on Cloud versus On-Premise Computing going forward.
Simulating Site-Specific Effects of a Changing Climate on Jack Pine Productivity Using a Modified Variant of the CROPLANNER Model  [PDF]
Peter F. Newton
Open Journal of Forestry (OJF) , 2012, DOI: 10.4236/ojf.2012.21004
Abstract: This study evaluated the site-specific effects of projected future climate conditions on the productivity of jack pine (Pinus banksiana Lamb.) plantations over the next 50 years (2011-2061). Climatic parameters as predicted by the Canadian Global Climate Model in association with a regional spatial climatic model, under 3 emissions scenarios (no change (NC), B1 and A2), were used as input values to a biophysical-based site-specific height-age model that was integrated into the CROPLANNER model and associated algorithm. Plantations managed under a basic silvicultural intensity on two site qualities at each of two geographically separated sites (northeastern and northwestern Ontario, Canada) were assessed. The results indicated that the stands situated on low-to-medium quality sites at both locations were largely unaffected by the predicted increase in temperature and precipitation rates. Conversely, however, stands situated on good-to-excellent quality sites grown under the B1 and A2 scenarios experienced consequential declines in stand development rates resulting in decreases in rotational mean sizes, biomass yields, recoverable end-product volumes, and economic worth. In addition to providing a plausible range of site-specific climate change outcomes on jack pine productivity within the central portion of the species range, these results suggest that future predictions that do not account for potential climate changes effects may overes- timate merchantable productivity on the higher site qualities by approximately 15%. As demonstrated, in- corporating biophysical-based site index functions within existing forest productivity models may repre- sent a feasible approach when accounting for climate change effects on yield outcomes of boreal species.
Genetic Worth Effect Models for Boreal Conifers and Their Utility When Integrated into Density Management Decision-Support Systems  [PDF]
Peter F. Newton
Open Journal of Forestry (OJF) , 2015, DOI: 10.4236/ojf.2015.51011
Abstract: Based on approaches deduced from previous research findings and empirical observations from density control experiments, genetic worth effect response models were developed for black spruce (Picea mariana (Mill) BSP.) and jack pine (Pinus banksiana Lamb.) plantations. The models accounted for the increased rate of stand development arising from the planting of genetically-improved stock through temporal adjustments to the species-specific site-based mean dominant height-age functions. The models utilized a relative height growth modifier based on known estimates of genetic gain. The models also incorporated a phenotypic juvenile age-mature age correlation function in order to account for the intrinsic temporal decline in the magnitude of genetic worth effects throughout the rotation. Integrating the functions into algorithmic variants of structural stand density management models produced stand development patterns that were consistent with axioms of even-aged stand dynamics.
Quantifying Growth Responses of Black Spruce and Jack Pine to Thinning within the Context of Density Management Decision-Support Systems  [PDF]
Peter F. Newton
Open Journal of Forestry (OJF) , 2015, DOI: 10.4236/ojf.2015.54035
Abstract: Models for quantifying the growth responses of black spruce (Picea mariana (Mill) BSP.) and jack pine (Pinus banksiana Lamb.) to precommercial thinning (PCT) treatments were developed. They accounted for the increased rate of stand development arising from PCT treatments through temporal adjustments to the species and site specific mean dominant height-age functions. Analytically, they utilized a relative height growth modifier consistent with observed density-dependent height repression effects. A phenotypic juvenile age-mature age correlation function was used to account for the intrinsic temporal decline in the magnitude of the PCT effect throughout the rotation. The resultant stand development patterns were in accord with theoretical and empirical expectations when the response models were integrated into algorithmic variants of structural stand density management models.
A desktop-computer simulation for exploring the fission barrier  [PDF]
B. Cameron Reed
Natural Science (NS) , 2011, DOI: 10.4236/ns.2011.34042
Abstract: A model of a fissioning nucleus that splits symmetrically both axially and equatorially is used to show how one can predict the presence of a fission barrier of several tens of MeV for nuclides of mass number A ~ 90 and of ~ 10 MeV for elements such as uranium. While the present model sacrifices some physical realism for the sake of analytic and programming simplicity, it does reproduce the general behavior of the run of fission barrier energy as a function of mass number as revealed by much more sophisticated models. Its intuitive appeal and tractability make it appropriate for presentation in a student-level “Modern Physics” class.
Student-level numerical simulation of conditions inside an exploding fission-bomb core  [PDF]
Bruce Cameron Reed
Natural Science (NS) , 2010, DOI: 10.4236/ns.2010.23023
Abstract: This paper describes a freely-available spread-sheet that has been developed to simulate the conditions of reaction rate, core acceleration and velocity, energy generation, and pressure within a detonating fission-bomb core. When applied to a model of the Hiroshima Little Boy bomb, the spreadsheet predicts a yield of 12.7 kilotons, a figure in reasonable agreement with published values.
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