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Search Results: 1 - 10 of 8507 matches for " Angela ROMAN "
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SOURCES OF FINANCING EUROPEAN SMES AND NEW SUPPORTING EU POLICIES: EVIDENCE FROM THE NEW EU MEMBER STATES
ANGELA ROMAN
Anale : Seria ?tiin?e Economice. Timi?oara , 2012,
Abstract: The SMEs’ access to finance is crucial for the creation, survival and growth of these firms. In the light of the recent global crisis, the dramatic fall in demand for goods and services and the reduced availability of bank loans has led to the aggravation of the problems faced by SMEs when they prospect for purchasing financial resources. In this context, our paper aims to highlight the sources of financing used by the European SMEs and the new policies proposed by the European Commission to facilitate their access to finance. The analysis carried out in this paper is based on data and statistics provided mainly by the European Commission and the World Bank. Based on the methodology used, the paper mainly indicates, the major problems regarding the financing opportunities faced by SMEs and the indispensable necessity for the adoption of measures, especially at EU level, to support their access to finance.
SMES' SECTOR ACCESS TO FINANCE: AN OVERVIEW
Roman Angela
Annals of the University of Oradea : Economic Science , 2011,
Abstract: Through their contribution to the creation of added value and new jobs, the small and medium enterprises (SMEs) have a significant role in the economic and social development of a country. However, these enterprises are facing numerous obstacles that limit their performance, growth and development. Among the difficulties faced by SMEs, the access to finance is often reported as a major obstacle to the deployment and expansion of their activity. The access to finance is crucial for efficient allocation of financial resources and entrepreneurial development, which explains the major interest given to this subject both by the academic literature and the policy makers. The paper aims to highlight the difficulties faced by SMEs in securing financing resources, emphasizing the differences between countries and also between SMEs and large enterprises. Knowing the difficulties in SMEs financing is essential for policy makers in order to design and implement appropriate measures, which will help to improve the access to financing for these enterprises. Thus, another issue addressed, synthetically, in this paper aims the measures taken by public authorities in order to support the access to financing for SMEs. The research methodology used in this paper starts with a literature review in order to highlight the importance of the subject addressed in our research. The analysis conducted in this paper is based on data and statistics provided mainly by the World Bank surveys, by certain empirical studies and by the National Council of Small and Medium Sized Private Enterprises in Romania. Based on the methodology used, the paper indicates the difficulties in SMEs financing and the crucial importance of enhancing the public authorities concerns regarding their alleviation, especially by adopting measures focused on increasing financial development, which would ensure greater availability of financing for businesses and thus economic growth. The limited availability and even lack of statistical data regarding the SMEs financing situation from various countries, including Romania, impose certain limits to the researches in the field, which can be overcome as policy makers realize the vital importance of developing and monitoring specific indicators regarding the financing of this type of enterprises, such as the share of loans granted to SMEs, based on their size, experience and sectors of activity, that would be useful for public authorities, creditors and investors.
Angela De Oliveira Roman, Les femmes brésiliennes dans la presse féminine fran aise durant l'Année du Brésil en France : une représentation stéréotypée et sexiste
Angela De?Oliveira?Roman
Genre & Histoire , 2008,
Abstract: Le mémoire analyse la représentation des femmes brésiliennes dans la presse féminine fran aise au cours de l'Année du Brésil en France (mars-décembre 2005). L'un des objectifs de l'Année du Brésil était de présenter, au-delà des clichés, la richesse et la diversité de ce pays qui occupe une place privilégiée dans l'imaginaire fran ais.à travers l'étude d'un corpus constitué de 127 textes concernant ou mentionnant les Brésiliennes et recueillis dans 130 éditions de 16 titres de la presse fémin...
A Cross-Country Analysis Regarding the Impact of the Recent Global Crisis on the Banking Sector
Angela ROMAN,Alina SARGU
Annals of Dun?rea de Jos University. Fascicle I : Economics and Applied Informatics , 2011,
Abstract: The current global crisis has had tremendous effects on the banking sectors from the new EU member countries. In this context it becomes important to analyse how the crisis has affected these banking systems and also how the monetary authorities from these countries have reacted in such an adverse situation in order to ensure the macro-stability and the re-launch of the lending process. In order to achieve this, firstly we have reviewed the academic literature on this subject, in order to avoid any overlap in our research and to ensure the originality of our undertaking. Secondly, using a quantitative approach, we have comparatively analysed the effects of the economic and financial crisis on the banking systems from our panel.
THE MONETARY POLICY AND THE FINANCIAL STABILITY IN THE CONTEXT OF GLOBALIZATION
Angela ROMAN,Irina BILAN
Scientific Annals of the Alexandru Ioan Cuza University of Iasi : Economic Sciences Series , 2009,
Abstract: It is unanimously acknowledged at an international level that, for the long term, the stability of prices is the fundamental objective of the monetary policy of central banks. The international financial crises that have occurred in the context of financial globalization have determined central banks from various countries to give special attention to the promotion of financial stability. This attitude is due to the fact that a stable and solid financial system provides the prerequisites for the implementation of an efficient monetary policy, which contributes to the achievement of the fundamental objective, that of ensuring the stability of the prices. This paper aims at emphasizing the relationship between the stability of the prices and financial stability in the context of financial globalization, and the extent to which central banks can, via the monetary policy they promote, can contribute to the achievement of these objectives.
FACTORS GENERATING PUBLIC INDEBTEDNESS IN DEVELOPED ECONOMIES
Angela ROMAN,Irina BILAN
Scientific Annals of the Alexandru Ioan Cuza University of Iasi : Economic Sciences Series , 2008,
Abstract: This paper aims at pointing out the factors that have led to the accumulation of public debt in the countries currently considered as developed. It first analyzes the dynamics of public debt in industrialized countries, putting into light that its level has always been high. Establishing that a direct correlation exists between the evolution of the budget balance and public debt, it afterwards emphasizes the causes of budget deficits and, implicitly, of public debt by minutely analyzing the particularities concerning the level and structure of budget revenues and expenditures in developed countries.
The Impact of the Global Economic Crisis on the Business Environment:Recent European Experience and Support Measures
Angela ROMAN,Alina Camelia SARGU
Risk in Contemporary Economy , 2011,
Abstract: The aim of our paper is to underline the main characteristics of the business and economical environment and emphasise the negative implications of the recent economic crisis on a panel of EU member countries, namely:Bulgaria, Hungary, Latvia, Lithuania and Romania. The results of our research are pointing out the challenges and difficulties that the business environment from the panel countries is facing and also the need for the decision and policy makers to intensify their preoccupations and efforts in order to help and stimulate the enhancement of the business environment and thus achieve a sustainable long term economic growth.
LENDING IN FOREIGN CURRENCY AND CURRENT CHALLENGES AT EUROPEAN LEVEL
ROMAN Angela,????ARGU Alina Camelia
Annals of the University of Oradea : Economic Science , 2012,
Abstract: In recent years, most countries in Central and Eastern Europe, Member States of the EU, that we selected for the analysis (Bulgaria, Czech Republic, Estonia, Hungary, Latvia, Lithuania, Poland, Romania) have recorded a significant expansion of lending in foreign currency, which was one of the major factors of the accelerated growth of loans to economy. Such developments have led to an increase of indebtedness in foreign currency of the non-financial private sector, especially of the households and of the accumulation of major macroeconomics and financial imbalances. The issue of lending in foreign currency, the determinants of increasing the share of loans in foreign currency and the risks generated at the level of financial stability are the subject of numerous studies, including: Basso, Calvo-Gonzales and Jurgilas (2007); Rosenberg and Tirpak (2008); Csajb 3k-Andras et al. (2010); Zettelmeyer, Nagy and Jeffrey (2010). Another significant issue addressed in the specialized literature regarding foreign currency loans refers to the role of monetary policy in limiting growth of these loans. Thus, in addition to those noted studies we remark other studies, such as: Kiss et al. (2006); Sirtaine and Skamnelos (2007); Hilbers et al. (2006); Brzoza-Brzezina et al. (2010). Our paper complements the specialized literature on the approached subject, in particular, by highlighting and discussing current issues of high interest for policymakers, both at national and European level regarding lending in foreign currency. The extremely negative implications of lending in foreign currency on financial stability in most countries under review, outlined clearly in the context of the current crisis, determined the focus of the policymakers concern, both at European and national level, regarding the issue of foreign currency loans, which became one of the most discussed issues on the agenda of the monetary-financial authorities. The aim of our research is to comparatively underline, based on the example of the panel countries, a few stylized facts about lending in foreign currency, and also the main factors which determined the growing share of loans in foreign currency, the risks for financial stability generated by the loans denominated in foreign currencies and the challenges that arise for the monetary-financial authorities, both at national and European level, in the current context and in the post crisis period. The methodology used in our paper starts with an extensive literature review in order to underline the importance of the research theme approached. The ana
THE PARTICULARITIES OF THE MONETARY POLICY TRANSMISSION MECHANISM IN ROMANIA
Apostoaie Constantin Marius,Roman Angela
Annals of the University of Oradea : Economic Science , 2010,
Abstract: The process of transmitting monetary policy impulses to the real economy presents o series of particularities from one country to another, mainly because of the diversity of financial systems. Thereby, the functionality of various monetary policy transmission channels is significantly influenced by the specific features of each country's financial system. The objective of this paper is to highlight some of the key features of the monetary policy transmission mechanism in Romania, taking into consideration the dominant role of the banking sector in the national financial system.
The Financial System of the New EU Member States: Experiences and Current Challenges
Angela ROMAN,Alina Camelia ?ARGU
Journal of Knowledge Management, Economics and Information Technology , 2011,
Abstract: The current financial crisis has had a severe impact on the European financial systems, reinforcing the ongoing discussion about the scale, scope, performance, safety and soundness of the financial system and its institutions. In this context, the purpose of this research is to highlight, using an empirical approach and a quantitative analysis, the vulnerabilities accumulated by the financial systems from the new EU member states (Bulgaria, Czech Republic, Estonia, Hungary, Latvia, Lithuania, Poland, Romania) during the period before the current global economic crisis broke out and to emphasize the extremely serious consequences of the current crisis on their financial systems, the interaction between the financial sector and the real economy, the measures taken by the authorities in order to avoid the collapse of financial systems, as well as the new challenges aroused for the authorities in the current context. Finally, we argue then that building a safer financialsystem with better crisis management and a compelling solution forburden‐sharing should be the current priority.
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