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Search Results: 1 - 10 of 2768 matches for " 鞠荣华 "
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股权众筹是全民盛宴吗?
Is Equity-Based Crowdfunding a Feast of the Public?
 [PDF]

聂婧, 荣华
Finance (FIN) , 2016, DOI: 10.12677/FIN.2016.61001
Abstract:

股权众筹近年来在国内快速发展,但实质上是互联网 + 私募或半公募的性质。本文在探讨股权众筹模式面临的风险和问题的基础上,通过对国内外平台数据的统计分析,对股权众筹融资进行恰当的战略定位,认为初创企业本身具有高风险性,其股权众筹并不适合降低门槛向公众投资者融资,股权众筹一定程度能够缓解但难以解决初创企业融资难问题。

Equity-based crowdfunding develops rapidly in China, but it is still private or half public in nature. On the basis of the risks and problems that the equity-based crowdfunding is facing, the study tries to find an appropriate strategic positioning for equity-based crowdfunding through analyzing the data of crowdfunding platforms at home and abroad statistically. The study shows that equity-based crowdfunding is not suitable for a lower threshold and the public investors because start-ups usually have high risks. To solve the problem of financing, start-ups can’t rely solely on equity-based crowdfunding.

中国农村资金互助组织发展的现状及对策
Status Quo and Countermeasures of Development of Rural Mutual Cooperative Organizations in China
 [PDF]

荣华, 刘芸利
Finance (FIN) , 2015, DOI: 10.12677/FIN.2015.53006
Abstract:
本文在对4个省、自治区和直辖市包括7家正规和7家非正规的农村资金互助组织进行调研访谈的基础上,从治理机制与风险控制、基本业务规则、经营状况和社会认可度几个方面描述了我国农村资金互助组织发展的现状,认为农村资金互助组织具有志愿服务、社区基础、无需抵押和资金封闭运行等优势,但也存在内部治理不完善、缺乏外部监管、名称被滥用、不能接入央行系统等问题,最后,本文提出了完善法律法规、明确监管主体、借助行业协会力量进行监管的对策建议。
On the basis of field interview and questionnaire investigation on 14 sample rural mutual cooper-ative organizations in 4 provinces, autonomous regions and municipalities in China, among which 7 are formal approved by China Banking Regulatory Commission and the other 7 are informal. This paper describes the status quo from perspectives of governance and internal control, business rules, operation results and social cognition, proposes the advantages of these organizations such as volunteer service, community basis, no need of mortgage and closed funds operation, and points out the problems of these organizations such as incomplete internal governance, lack of external supervision, name abuse and no connection with central bank system. Finally, the paper makes some suggestions such as improving law and regulations, clarifying regulatory body and drawing support from mutual cooperative association.
中国商业性和合作制农村金融机构效率比较
Efficiency comparison between commercial and cooperative rural financial institutions in China

荣华,许云霄
- , 2015,
Abstract: 使用超效率DEA方法,对5类农村金融机构的服务扩展性和财务可持续性效率进行比较研究。实证结果表明:无论在服务扩展性还是可持续性方面,农村资金互助社的技术效率优于村镇银行;农村信用社在服务扩展性方面优于改制后的农村合作银行和农村商业银行,但在可持续性方面,则逊于二者。在服务扩展性方面,农村信用社处在规模报酬不变阶段,而其他4类农村金融机构均处在规模报酬递增阶段。基于以上研究结论,农村金融在增量改革方面,应以更积极的态度发展农村资金互助组织;在存量改革方面,则应积极推进农村信用社的商业化改革;从农村金融市场整体来看,应进一步放松管制,发展更多的各类金融机构,以提升农村金融行业的规模效率。
Data envelopment analysis (DEA) approach was used to compare the efficiency of 5 sectors of rural financial institutions from perspectives of service outreach and development sustainability.The empirical results demonstrate that:The efficiency of the rural mutual cooperative (RMC) sector is better than the rural bank (RB) in respects of outreach and sustainability;the efficiency of the RCC sector is better than the rural commercial bank (RCMB) sector and rural cooperative bank (RCOB) sector in respect of service outreach but worse in respect of development sustainability.In respect of service outreach,the RCC sector remained in the stage of constant returns to scale and the other 4 sectors kept in the stage of increasing returns to scale.Based on the above results,the RMC sector should be paid more attention in the process of incremental reform,the RCC sector's commercial reform should be moved further,and the rural financial deregulation is needed to increase the scale efficiency of rural finance.
农户贷款拖累农村信用社的经营绩效吗?
Does farmer loan harm the performance of the rural credit cooperative?

荣华,肖迪
- , 2017,
Abstract: 利用DEA-Tobit两阶段法,基于某省76家农村信用社的面板数据,对农户贷款发放量与农村信用社经营绩效之间的关系进行了研究,结果表明,农户贷款对提高农村信用社经营绩效有正向影响;为进一步探讨农户贷款影响农村信用社经营绩效的路径,又实证分析了农户贷款比例与影响农村信用社经营绩效的成本收入比、不良贷款率、贷款收息率、营业税金及附加和所得税之间的关系,发现农户贷款比例与成本收入比和贷款收息率正相关,与营业税金及附加和所得税负相关,与不良贷款率不相关。基于以上研究结论,提出了改善农户贷款的对策建议。
Using 76 rural credit cooperatives (RCC) panel data,empirical analyses are conducted to investigate the effect of farmer loan on RCC's operating performance by means of DEA-Tobit two-stage approach and found out that granting more farmer loan is helpful for increasing the performance of RCC.To discuss the paths of farmer loan influenc on the RCC's performance,the relations of farmer loan with the factors that influence on the RCC's performance such as cost revenue ratio,non-performance loan ratio,loan interest collecting ratio,business tax and surcharges,and income tax were analyzed further.The results show that the farmer loan has positive relation with cost revenue ratio and loan interest collecting ratio,negative correlation with business tax,surcharges and income tax,and no relevance with non-performance loan ratio.In the end,some suggestions to improve farmer loan on the basis of the results are put forward.
肠球菌素的分离提取及其在牛乳杀菌中的应用
都立辉,荣华,张虹,兴荣
食品科学 , 2014,
Abstract: ?从发酵奶酪制品中分离出1株耐久肠球菌(enterococcusdurans)41d,其培养过程中产生能抑制李斯特菌生长的肠球菌素。本实验通过ph值吸附法将该肠球菌素分离提纯,产率约为45.7%。并进一步研究发现,当在牛乳中添加终浓度为256au/ml的肠球菌素时,不同的处理方式(高温杀菌,巴氏杀菌)不影响实验期间(15d)肠球菌素抑菌活性的发挥。该肠球菌素在牛乳中应用时能够有效抑制单增李斯特菌的生长并对牛乳有较好的保存效果。
基于主成分分析的GRNN在软件开发成本预测的应用
Application of General Regression Neural Network in Software Development Cost Estimation Based on Principle Component Analysis
 [PDF]

陈妤嘉,荣华
Software Engineering and Applications (SEA) , 2013, DOI: 10.12677/SEA.2013.23011
Abstract:

软件项目管理的质量与开发成本,决定了软件项目的成功与否,时间、质量与成本项目的考虑,成为了影响软件开发成本的关键性要素,项目经理在面对软件开发项目时,即需要预估合理的软件开发成本,现行软件产业最普遍使用的软件成本预估方法,多以项目经理的经验为基础,参考过去开发过的软件项目数据作为主观的项目预估值,本研究提出一个能运行于软件项目开发成本预测模型之研究,运用主成分分析与广义回归类神经网络结合的一种新的预测方法。
The quality of project management and project cost are important factors affecting the success of software projects. These critical factors for software development contain time, quality and cost. Nowadays, the most popular method for software development cost estimation is judged by the project manager’s experience. The project manager needs to estimate a reasonable software development cost according to the previous relevant data information of project while facing the problem. Therefore, in this research we propose a new cost estimation model based on the Principle Component Analysis (PCA) and General Regression Neural Network (GRNN) for software development project.

BPR在铸造熔炼过程中的应用
Application of BPR in Casting Smelting Process
 [PDF]

张俊文,荣华
Sustainable Development (SD) , 2011, DOI: 10.12677/sd.2011.13014
Abstract: 本文描述了BPR方法及其在铸造熔炼过程中的应用,说明了短流程铸造工艺方法,具有显著降低能耗、减少环境污染、降低生产成本和提高产品的市场竞争力等作用,符合当前可持续发展的要求。
This paper describes BPR method and its application in the process of casting smelting, and ex-plains the short casting process method can significantly reduce the energy consumption and the pollution of the environment, reduce production cost and improve the market competitiveness of products, and also accord with the requirements of current sustainable development.
建设高效,精干,互补的学术期刊编辑部
荣华
中国科技期刊研究 , 1996,
Abstract:
A Secure Dynamic Access Control Scheme for the Hierarchy Structure
一种针对层次结构的安全动态存取控制方案

荣华
计算机科学 , 2002,
Abstract: Based on both the Rabin's scheme and the Chinese remainder theorem, this paper presents a secure accesscontrol scheme for the hierarchy structure. Compared to the existing access control schemes, the scheme's key gener-ation algorithm and derivation algorithm of successor's keys are simple. In the scheme, the predecessor not only canefficiently derive secret keys of its successors, but also can withstand the attack of collusion. The scheme's dynamicfeature is perfect. Moreover, each security class in hierarchy structure can freely select/change his own key withoutaltering other keys present in the system.
An Auction-Online Based on COM Component Technology
一个基于COM组件技术的在线拍卖平台

荣华
计算机系统应用 , 2003,
Abstract: 本文主要讨论了个基于COM组件技术的在线拍卖平台的设计与实现过程。并给出一个在线拍卖平台的设计框架.还讨论了它的关键实现技术。最后讨论了本系统的优缺点及以后的工作方向。该平台虽然是课题。Agent在电子商务中的应用的前期工作,但完全可以成为一个独立系统作为商业应用。
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