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A Preliminary Study of Barriers to Bank Financing of Ethnic Chinese Entrepreneurs in the UK  [PDF]
Jane Zhang
Open Journal of Social Sciences (JSS) , 2015, DOI: 10.4236/jss.2015.37018

Ethnic minority entrepreneurship has been a growing research interest, however, little has been known about financial barriers to start up and run a business venture from the perspectives of UK ethnic Chinese entrepreneurs. The aim of this study is to explore the financial barriers of ethnic Chinese entrepreneurs in starting up and running a business in the UK. Through semi-structured interviews with 12 ethnic Chinese entrepreneurs who run businesses in the UK, this study has preliminarily found: 1) ethnic Chinese businesses in the UK have increasingly faced difficulties to get access to bank finance since the global financial crisis; 2) the difficulties are largely caused by a lack of communication and understanding between the entrepreneurs and financial institutions; 3) the traditional perceptions of Chinese businesses have disadvantaged ethnic Chinese entrepreneurs in the UK when they apply for bank credits. This study offers a number of implications. For policy-makers, an understanding of the characteristics of ethnic Chinese businesses and financing barriers to ethnic Chinese in business start-ups and running is important for the development of policy that encourages and supports ethnic Chinese businesses. For banks in the UK to expand their business, there is a need to develop tailored products and services specifically for ethnic Chinese entrepreneurs.

Assessing the Graham’s Formula for Stock Selection: Too Good to Be True?  [PDF]
Jason Lin, Jane Sung
Open Journal of Social Sciences (JSS) , 2014, DOI: 10.4236/jss.2014.23001

Benjamin Graham offered a straightforward and simple formula to evaluate stocks’ intrinsic value. Many regard the Graham Formula is a very simplistic way of measuring an individual company’s intrinsic value. Graham and Warren Buffet however felt that the simplicity of the model allowed them to quickly and accurately identify undervalued companies, and stay away from overvalued ones. In this paper, we wanted to explore the effectiveness of the Graham’s formula. We wanted to see if using the Graham’s formula, investors can achieve excess returns above the market over a period of 17 years.

Environmental Lead and Nickel Contamination of Tank Rainwater in Esperance, Western Australia: An Evaluation of the Cleaning Program  [PDF]
Journal of Water Resource and Protection (JWARP) , 2009, DOI: 10.4236/jwarp.2009.11001
Abstract: A significant number of birds in the port town of Esperance, Western Australia died in the summer of 2006/2007 and elevated lead levels were found in the kidneys, livers and brains of autopsied birds. These elevated lead levels alerted Government authorities to investigate the public health impacts of potential lead contamination in the community resulting from transport of lead carbonate from the Esperance Port. Water samples from domestic rainwater collection systems were collected to determine the extent of heavy metal contamination; 19% and 24% of tanks had lead and nickel levels above the Australian Drinking Water Guidelines. The aim of this study was to evaluate whether cleaning of rainwater tanks had reduced exposure to lead and nickel contamination in the community. Follow-up sampling of 176 tanks across Esperance indi-cated that that there had been reductions in both lead and nickel concentrations, but that the reduction has been greater for nickel concentrations. The reduction in nickel concentration was significantly associated with cleaning status, whereas this was not the case for lead. Proximity to the Esperance Port was an impor-tant determinant of lead concentration. Tank and roof characteristics did not significantly influence the fol-low-up lead concentrations. The results suggested that there was ongoing contamination of rainwater tanks from the environment.
Parental Awareness and Perception of Their Children’s Body Size  [PDF]
Jane Allen, Glenda C. Prkachin
Open Journal of Medical Psychology (OJMP) , 2013, DOI: 10.4236/ojmp.2013.22012
Abstract: Objective: To investigate parents’ misperception of their active children’s size. Subjects: One hundred and forty male or female parents and their children from a youth soccer league participated. Actual Child Body Mass Index (BMI) percentiles and BMI categories were compared to the results of a Body Size Estimation Task and lifestyles questionnaire results. Results: Parents underestimated the body size of their children and placed them in a lower BMI category than the children actually belonged in. As was the case in other studies children in the unhealthy or at risk to become overweight category where seen as a healthy weight. Unlike other studies, many healthy weight children were seen as underweight. Conclusions: An explanation of body size misperception and underestimation of body size may be change blindness. The growing prevalence of obesity in children may be better addressed by focusing on the parents’ apparent lack of concern about excess childhood weight and the parents’ identification of excess childhood weight as just normal rather than seeing excess weight as a potential problem.
Self-Esteem’s Moderation of Self-Congruity Effects on Brand Loyalty  [PDF]
Jane Brannen, Cynthia M. Frisby
Theoretical Economics Letters (TEL) , 2017, DOI: 10.4236/tel.2017.76126
Abstract: This research set out to find how consumer self-esteem moderates the relative importance of actual self-congruity vs. ideal self-congruity on women’s brand loyalty to fitness brands. College-aged women were the primary focus for this research because this demography represents an emerging consumer group and because the literature suggests women score significantly lower than men on self-esteem scales in physical appearance, athletic self, personal self, and self-satisfaction self-esteem. A survey of 151 women of 18 - 24 ages was conducted supporting prior research findings that actual and ideal self-congruity are both positively correlated with brand loyalty.
Scientist Citizen: An Interview with Bruce Alberts
Jane Gitschier
PLOS Genetics , 2012, DOI: 10.1371/journal.pgen.1002743
It Was Heaven: An Interview with Evelyn Witkin
Jane Gitschier
PLOS Genetics , 2012, DOI: 10.1371/journal.pgen.1003009
All About Mitochondrial Eve: An Interview with Rebecca Cann
Jane Gitschier
PLOS Genetics , 2010, DOI: 10.1371/journal.pgen.1000959
Question and Answer: An Anniversary Interview with Jane Gitschier
Jane Gitschier
PLOS Genetics , 2010, DOI: 10.1371/journal.pgen.1001018
On the Track of DNA Methylation: An Interview with Adrian Bird
Jane Gitschier
PLOS Genetics , 2009, DOI: 10.1371/journal.pgen.1000667
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