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Danuletiu Adina Elena,Danuletiu Dan Constantin,Barna Flavia
Annals of the University of Oradea : Economic Science , 2009,
Abstract: Production risks, meaning weather and climate related risks, affecting agricultural activities could be managed through agricultural insurance. First, the paper presents the specific production risk in agriculture and the tools that are used to manage it
Suggestion on Promoting Agricultural Insurance in China  [cached]
Yu Zheng,Juan Zhang,Wangxi Wang
International Journal of Business and Management , 2009, DOI: 10.5539/ijbm.v3n12p57
Abstract: During the practice of agricultural insurance in over 20 years, Chinese agricultural insurance has been facing many problems, i.e. short of legal and political support, insurance awareness, supply and demand etc. In order to promote Chinese agriculture insurance market, we have to adopt relevant measures.
Agricultural Expert Systems as an Information Resource
Amany Ramadan Taha
Cybrarians Journal , 2007,
Abstract: The research discusses the use and usefulness of Agricultural Expert Systems as information source, Those Expert Systems as very important supporting tools for helping people in the decision making process, also this research discusses the role of Central laboratory of Agricultural Expert Systems (CLAES) to support and development the Agricultural Expert System as the main supportive unit to Agricultural Expert Systems in Egypt
Study on Agricultural Insurance Based on Products Marketing  [cached]
Lixin Tang
Modern Applied Science , 2009, DOI: 10.5539/mas.v3n7p48
Abstract: Agricultural insurance is a kind of important measure to stable agricultural production and countryside social life. But in China, the development of agricultural insurance faces up with difficult position. This paper analyzes the characteristics of agricultural insurance, introduces overseas agricultural insurance situation, and then puts forward innovative thoughts on agricultural insurance. Agricultural insurance should put a lot of efforts in marketing pattern.
The Mode of Dual Agricultural Insurance Institution: Way out of the Plight of Chinese Agricultural Insurance Institution  [cached]
Guoqu Deng
International Journal of Business and Management , 2009, DOI: 10.5539/ijbm.v4n9p131
Abstract: Chinese agricultural insurance institution has not broken through the framework of initial choice, always evolving within the framework of unitary institution, which is the root of the plight of Chinese agricultural insurance. The way out of the plight is to establish and perfect a dual agricultural insurance institution in China, that is, existing agricultural insurance institution and organization structure should be employed in general agricultural disaster insurance, while agricultural catastrophe insurance should be led step by step by the government, with an agricultural catastrophe insurance institution gradually established and perfected, thus constructing the new mode of dual agricultural insurance institution.
Study on Public Agricultural Insurance in China——Based on Xinjiang Mode  [cached]
Yu Zheng,Juan Zhang,Wangxi Wang
Modern Applied Science , 2009, DOI: 10.5539/mas.v3n1p71
Abstract: Presently, China, which has set up four agricultural insurance companies, emphasizes the work in experimental units of agricultural policy insurance, and enlarges the area of experimental units. Through these experimental units explore different modes of China’s agricultural insurance, as well as establish policies to encourage commercial insurance companies participate in agricultural insurance. Based on Xinjiang mode, public agriculture insurance is a suitable mode for agricultural insurance in China.
Subsidies, Welfare and Policy-oriented Agricultural Insurance: An Intensive Study Based on Welfare Economics

ZHANG Yue-hua,SHI Hong,

浙江大学学报(人文社会科学版) , 2007,
Abstract: Agricultural insurance has acquired more and more attention from both theoretical researchers and policy-makers since 2004.Agricultural insurance is now policy-oriented and subsidized.However,the authors found that the theoretical analysis of policy-oriented agricultural insurance was not close.There are three questions in the traditional analysis.Firstly,will agricultural insurance shift the supply curve toward southeast greatly when low coverage is provided in China? Secondly,can the welfare changes of supply curve shift be explained by the externality,and can subsidy on agricultural insurance be deduced by the nature of the quasi-public goods? Thirdly,is the consumer surplus method fit in analyzing Chinese agricultural insurance welfare issues?It is pointed out that traditional analysis has a strong hypothesis that agricultural insurance will affect farmers' production decision.But,the author's former empirical studies have not revealed that agricultural insurance has strikingly affected the production on the condition of low coverage.The traditional hypothesis is not suitable to reality.Hence,there is a defect of the consumer surplus method in analyzing the agricultural insurance welfare and the traditional method is not fit for analyzing the agricultural insurance welfare issues when it neglects the risk attitude of the farmers.By a review of the theoretical study of externality and quasi-public goods nature,the researchers analyzed the agricultural insurance effects on social welfare on two levels.The first level is how agricultural insurance affects agriculture,and the second is how agriculture affects the society.We pinpointed that externality and quasi-public goods nature of agricultural insurance cannot be the theoretical base for policy-oriented agricultural insurance.We introduced a utility maximization theory to analyze the social welfare effects of agricultural insurance on two conditions,whether agricultural insurance shifts the production curve or not.We improved the theoretical analysis method by building up a mathematical model.Agricultural insurance is an important tool in spreading the agricultural risk and the goals of policy-oriented agricultural insurance should be put on equity more than efficiency.Although there is agricultural insurance experiment aiming at the stabilization of farmers' income and enhancement of their welfare due to the finance capability of different counties,we think that it will be more feasible for low coverage,low premium experiment in most of the regions in China.
A survey on critical factors influencing agricultural insurance
Naser Azad,Gholamreza Heidari Kord Zangeneh,Seyed Mohsen SeyedAliAkbar,Ali Valipour
Management Science Letters , 2013,
Abstract: Agricultural business is a very high-risk job and an increase demand for agricultural products from one side and steady increase in production cost and weather changes, on the other side, have motivated many to use insurance for agricultural products. Insurance plays an important role in influencing crop production and insured satisfaction or farmers. The purpose of this research is to find critical components in agricultural insurance. Based on an exploration of the literature review and interviews, the proposed study of this paper extracts 24 variables and using factor analysis, we select the most important factors, which are grouped in seven categories. The implementation of our factor analysis has revealed uncertainty, moderator, market equilibrium, risky environment, empowering factor, education, training, structural hazards and natural ecosystems as the most important factors influencing agricultural industry.
Agricultural Insurance In Nigeria And The Economic Impact: A Review
Festus M. Epetimehin
International Journal of Academic Research in Business and Social Sciences , 2011,
Abstract: Agricultural production faces myriad of risks. Nevertheless, two major risks are of concern to the agricultural sector- price risk caused by potential volatility in prices and production risk resulting from uncertainty about the levels of production that primary producers can achieve from their current activities. It is likely that these major risks will increase in the future – price risk due to liberalization of trade and production risk caused by the effect s of climate change. Agricultural risks not only affect farmers, they also affect the whole agribusiness value chain. Each of the participants along the supply chain, from the Government, Financial Institutions, suppliers of inputs, the distributor, the trader, the processor and the end consumers, are subject to these risks. Agricultural investments unfortunately are among the most risky economic ventures one can embark upon, the absolute dependence on unpredictable weather conditions, like storm, flood, drought and other natural hazards make income from crop products and agricultural products like livestock poultry and dairies to be very unstable. Agricultural Insurance policies serve as securities for banks as indemnification for financial losses suffered by farmers and those in the agricultural value chain resulting from damages to their products, and also provides funds for servicing such loans. This paper is concerned exclusively with the role of agricultural insurance in the agribusiness and in the development of the economy. It gives an introduction and a review of the agricultural sector that led to the agricultural insurance decree in 1993. The paper describes the various products available under the agricultural insurance while a section was devoted to analyzing the economic impact of agriculture Insurance on the economy, then conclusion and recommendations.
Problems and Prospects of Indian Agricultural Insurance – An Overview
Dr. K. Vetrivel,S. Yoga
Indian Streams Research Journal , 2012,
Abstract: Risk is an integral part of agriculture. Agricultural producers face a series of risks affecting the income and welfare of their households. These are mainly production risks related to: weather conditions, pests and diseases, market conditions etc. To mitigate risk farmers had developed various strategies but these strategies are not that affective. Crop insurance protects farmers from financial losses that result from natural causes such as drought, excessive moisture, hail, wind, frost, insects and disease. Crop insurance is an institutional measure to manage risk efficiently. In India the performance of crop insurance is very poor and riddled with many problems. But there is lot of scope for improvement and making it an effective risk management tool.
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