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Exploratory Study Regarding the Commercial Credit Policy of Romanian Companies  [PDF]
Cristina-Ionela F?DUR,Daniela CIOTIN?,Marilena MIRONIUC
Theoretical and Applied Economics , 2011,
Abstract: The purpose of this paper is to reveal the commercial credit policy adopted by Romanian companies and its influence on the level of liquidity, analyzed using absolute measure indicators – net cash – and relative measure indicators – the immediate liquidity ratio. 50 companies quoted in the Bucharest Stock Exchange have been selected, based on the annual financial statements for the period 2006-2008. It is one of the few studies that aim at analyzing longitudinally the commercial credit policy adopted by Romanian companies. The study reveals that average payment delays of the debts to the providers is higher than the average customer debt collection, but the commercial credit policy does not exert any significant influence over the liquidity of the analyzed companies.
Dissolution of the Commercial Companies due to the Passing of Time Established as a Duration of the Company – Theoretical and Practical Aspects  [PDF]
Cornelia LEFTER,Ovidiu Ioan DUMITRU
Theoretical and Applied Economics , 2011,
Abstract: At the creation moment of a commercial company, the partners have the obligation, according to Law of commercial companies, to establish its functioning duration. This duration can be limited or unlimited. The fulfillment of the time for which the company was established imposes its legal dissolution. This kind of dissolution produces specific effects that, during the time, have made the object of theoretical and practical controversial debates that we try to explain here.
THE MANAGEMENT OF COMMERCIAL COMPANIES
Narcisa- Mihaela Stoicu
Studia Universitatis Vasile Goldis Arad, Seria Stiinte Economice , 2012,
Abstract: The management of commercial companies differs according to the type of the company. Typically, the manager is an individual, but it might also be a legal person, with the obligation to appoint a permanent individual representative. The manager’s capacity, his honorability, citizenship, associate status and limitation of plurality of offices are factors that must be considered in order not to violate the laws regarding the incapacities and limitations of this position.
SOME THEORETICAL AND PRACTICAL ASPECTS REGARDING ACTION OF EVICTION
CLAUDIA LUCIANA IVANESCU
Challenges of the Knowledge Society , 2011,
Abstract: The paper is dealing with a few theoretical and practical aspects regarding eviction. This action is not legally established which in turn generated doctrinal debates and practical contradictions.
The Relation between the Romanian Commercial Banking Companies and the Corporate Social Responsibility
Laura Mure?an,Carmen Adriana Gheorghe
Bulletin of the Transilvania University of Bra?ov. Series VII : Social Sciences and Law , 2009,
Abstract: The relatively recent legal regulation regarding the field of the banking service consumer protection has been determined by the abusive commercial activity of the commercial banking companies. If the commercial banking companies had been aware of the need to comply with certain ethical principles in their relation with consumers – having a socially responsible behavior – then these principles would not legally have been sanctioned. That is why we consider that the significant sanctions to which the banks expose themselves at present are a consequence of the flagrant and repeated breach of the ethical principles in the field of consumer protection.
Internal Model of Commercial Bank as an Instrument for Measuring Credit Risk of the Borrower in Relation to Financial Performance (Credit Scoring and Bankruptcy Models)  [PDF]
Belás Jaroslav,Cipovová Eva
Journal of Competitiveness , 2011,
Abstract: Commercial banks generally use different methods and procedures for managing credit risk. The internal rating method in which the client has an important position in the process of granting credit provides a comprehensive assessment of client creditworthiness. The aim of this article is to analyze selected theoretical, methodological and practical aspects of internal rating models of commercial banks within the context of models that measures financial performance and to make a comparison of results of real - rating models which are used in the Czech Republic and Slovakia. The results of the chosen credit scoring and bankruptcy methods on selected companies from segments of small and medium-sized companies are presented.
The ethical and socially responsible behavior of the commercial companies  [PDF]
Lefter, C.,Mure?an, L.
Bulletin of the Transilvania University of Bra?ov. Series VII : Social Sciences and Law , 2010,
Abstract: In the Romanian society and economy the need to distinguish certain behaviors based on the principles of ethics and social responsibility becomes obvious. The totality of the decisions made by the commercial companies must ensure the observance of the interests of all entities which interact with these. The situation of each commercial company whose decisions are inconsistent with the requirements of ethics and social responsibility will sooner or later be endangered because it affects the interests of others, it means in fact affecting one’s own interests.
SPECIAL ISSUES REGARDING THE MEDIATION PROCESS IN THE COMMERCIAL FIELD
SEPTIMIU STOICA
Challenges of the Knowledge Society , 2012,
Abstract: The purpose of the research subject to this paper is to find proper solutions for the increase of the volume and efficiency in the field of commercial mediation. Starting from practical remarks, after an analysis of the substance, a new concept is suggested to be included and put into operation, namely the special commercial mediation, and a plead is made for its use in the current activity of alternative dispute resolution. The first major objective of this paper is to demonstrate once again the need and utility of mediation in the commercial field, insisting though on its remarkable specific nature. The second objective is, starting from the outlined differences between the commercial mediation and the classical mediation, to define and to conceptualize the special commercial mediation, as a separate branch of mediation. The third objective of this paper is to draw the regime of the newly defined category of commercial mediation from a regulatory point of view, of the implementation structure and techniques as foreseen.
RESEARCHES REGARDING THE ONLINE PRESENCE OF THE BIHOR COUNTY COMPANIES  [PDF]
Tarca Naiana,Mares Valerica,Mares Marius Daniel
Annals of the University of Oradea : Economic Science , 2012,
Abstract: In this paper is presented a survey of companiesa€ websites in Bihor county. The study aims at local companies whose scope of activity allows them to interact with the end-users a€“ individuals and whose presence in the virtual environment is ensured by websites. Companies that own a website use it for different purposes: to communicate to the users information about the company, to promote its products and services offered, to offer potential clients the opportunity to purchase these products online, to interact with their clients. The website of a company ensure its constant presence and can be used as an instrument in the marketing strategy, as a meaning of identity development or growth of the brand exposure, as a support for relationships with potential buyers or as a way of achieving market research. But for the website to fulfill the purpose for which it was made it must give the needed importance to certain aspects. Research carried out reveals an intensified concern of the companies for creating their own websites, for communicating with potential clients from the virtual environment, but they do not give importance to issues related to updating the information, structure, appearance, purpose sites. Most companies use the website mainly for information. They give little importance to promotion, yet not realizing the benefits they might have. Less than one third of the websites analyzed offers the possibility of online orders.
REPORTING OF COMMERCIAL INSURANCE COMPANIES: EVIDENCE FROM THE CZECH REPUBLIC  [PDF]
Ji?ina Bo?ková
International Scientific Journal of Management Information Systems , 2007,
Abstract: The subject of insurance companies is to provide insurance protection based on commercial principles. All changes in the society are directly reflected in the insurance activity. New risks apperar and therfore new insurance products appear as well. The insurance business intervenes into all areas of the economic and social life in the Czech Republic. Insurance companies cannot be treated only as companies offering insurance protection, but also as important investors who, as a result of their activity, dispose with temporary available resources of their customers. As situations and existance of time discordance between provision creation and their usage are occasional, insurance companies carry business with these provisions resources.
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