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The Counsellor’s Role In Pre-Retirement Education In Nigeria
OE Aigbekaen
Edo Journal of Counselling , 2008,
Abstract: Many Nigerian workers are scared at the mention of the word retirement. This is because of the unpleasant experiences of the past retirees in terms of the delay and difficulties encountered in getting their retirement benefits – gratuity and pension. Unfortunately, some retirees have died out of frustration and in abject poverty while waiting to collect their benefits. This paper examined the reasons for retirement, the forms of retirement prevalent in Nigeria, namely the voluntary, the forced or compulsory and the mandatory retirements. It emphasized the need to plan adequately ahead for retirement. Some counselling procedures were suggested particularly on proper preparation for retirement and some forms of pre-retirement education necessary for a more fruitful, tension free, enjoyable and long lasting retirement in Nigeria. Key Words: Retirement, Pre-retirement, Education, Salary, Counselling, Nigeria.
Counselling Communication Skills: Its Place In The Training Programme Of A Counselling Psychologist
EO Egbochuku
Edo Journal of Counselling , 2008,
Abstract: This article overviews three extremely important skills within the training of a counselling psychologist environment: active listening, use of questions and silences. It is now a well-established and widely accepted concept that counselling plays a central role in the development of an individual. Counselling is a specialist work. For it to be a success, the counsellor must employ certain skills during the counselling process. Within this context, the principles discussed below can be useful to improve all kinds of relationships - in all walks of life. Effective counselling can assist in resolving problems before they get out of control. Key Words: Counselling, Communication skills, Nigeria, Guidance & Counselling, Training.
A Roadmap To The Professionalization Of Guidance And Counselling In Nigeria
O Aluede
Edo Journal of Counselling , 2008,
Abstract: The paper examined guidance and counselling profession in Nigeria, which is recognized to have existed in Nigeria since 1959. Against the backdrop of poor recognition of the profession in Nigeria, this paper examined the status of the profession and provided ways of making the field a recognizable height in Nigeria. Suggestions on how to address issues of certification, licensure, and continuing education among others, were provided Key Words: Professional Counselling, Counsellor preparation, Professionalism, Nigeria
Mandatory or Flexible: Whither Retirement Age Policy?
A Ibiwoye, AA Adeleke, U Ibekwe
KCA Journal of Business Management , 2011,
Abstract: The debate over whether to end mandatory retirement age policy in favor of flexible retirement policy has heightened. It is argued that it is wasteful to compel productive workers to retire at an arbitrary chronological age and that productivity should be the correct criterion for continued employment. This paper examines the preference between mandatory and flexible retirement age policies based on a survey conducted among workers in Lagos State, the former federal capital of Nigeria. It evaluates the impact of eliminating mandatory retirement age policy on the productivity of Nigerian workers. Particularly, the study investigates the influence of age, gender, income, and duration to retirement on workers’ preference for the type of retirement age policy. The study found that all the factors of interest influence employees’ preference for type of retirement plan and employees are indeed more disposed to flexible retirement. It also found that flexible policy will have a positive welfare effect as many employees can then take care of their extended span of dependants for a longer period and employee productivity will also be improved.
The Health Implications of Retirement: Empirical Evidence from Akoko Area of Ondo State-Nigeria
Alo Olubunmi Akinsanya,Raruna Olufunke Justina,Suleiman Yemi
Pakistan Journal of Social Sciences , 2012,
Abstract: Retirement is a relative phenomenon in various developing countries of the world. In Nigeria, it is a product of colonial rule. On retirement, individuals are confronted with certain problem among which is deteriorating health resulting partly to inactive life. The present study uses both quantitative (self administered questionnaire) and qualitative (focus group discussion) methods to examine the relationship between retirement and the health of retirees among retired primary and secondary school teachers in Ondo State. One hundred and forty respondents were systematically selected from the pension register in four local government areas of the state. The result indicated that retirement has a secondary influence on retirees health and that any illness that occurs in retirement is a result of other factors such as old age, inadequate income and idleness rather than retirement per sex and that retirement enhances the health status of retirees. The study recommended an upward review of pension and gratuity and the introduction of old age benefits in Nigeria.
The 'reformation' of counselling  [cached]
G.A. Lotter
In die Skriflig , 2001, DOI: 10.4102/ids.v35i2.562
Abstract: Although the Reformation took place some four hundred years ago, one area in which reformation is really needed today is the counselling of people. Since Wilhelm Wundt started the “study of the mind” in 1879, William James and Sigmund Freud followed and secular psychology gradually has developed to take the “front seat”; hence moving Biblical counselling, which has been practised since the times of the New Testament, to the “back burner”. This development had been going on for the greater part of the 20th century, up to the publication of Competent to Counsel by Jay E. Adams in 1970. In the model for counselling suggested by Adams, the principles of the Reformation of the sixteenth century, Soli Deo Gloria, Soli Scriptura, Soli Fidei, Sola Gratia, etc. were again implemented in assisting and counselling people with personal and interpersonal problems. The epistomological and anthropological approach of secular psychology differs radically from that of Biblical principles, thus necessitating a new “reformation” of counselling. Within this new form counselling, inter alia, implies the following: the Word of God has its rightful place, sin has to be taken seriously and the work of the Holy Spirit should be recognised. In this article it is proposed that the “reformation” of counselling was started by scholars with a Biblical Reformational approach and that this method of counselling followed the parameters of the Reformation of the sixteenth century. This “reformation” developed into a new direction in counselling and still continues today with fascinating new frontiers opening up for Biblical counselling.
KiwiSaver and Retirement Adequacy
Kirsten L. MacDonald,Robert J. Bianchi,Michael E. Drew
Australasian Accounting Business and Finance Journal , 2012,
Abstract: Investors face a long and uncertain journey to retirement and beyond, particularly wheninvesting in new defined contribution schemes such as New Zealand’s KiwiSaver. This paperseeks to provide positive insights into the design of KiwiSaver by assessing the recentlyannounced move from 4 to 6% minimum contribution rates using stochastic simulation. Weconsider retirement adequacy from two perspectives: (i) multiples of gross final earningsachieved during the accumulation phase; and (ii) replacement rates of salaries during thedecumulation phase. The findings reveal that an increase in the contribution rate from 4 to6% dramatically increases the probability of investors reaching a retirement target of eight (8)times final earnings, from 6% to 40%. However, despite the shift in lifetime contributions inthe right direction, the simulation analysis suggests that, in the majority of scenarios,KiwiSaver investors will not achieve an adequate retirement target.
Optimal Equity Glidepaths in Retirement  [PDF]
Christopher J. Rook
Computer Science , 2015,
Abstract: Dynamic retirement glidepaths evolve over time based on some measure such as the retiree's funded status or current market valuations. Conversely, static glidepaths are fixed at a starting point and selected under the assumption that they will not change. In practice, new static glidepaths may be derived periodically making them more flexible. The optimal static retirement glidepath would be the one that performs better than all others with respect to some metric. When systematic withdrawals are made from a retirement portfolio, glidepaths are often assessed via the probability of ruin (or success). Our goal here is to derive the optimal static glidepath with respect to this metric. It is a result new to the literature and the shape will be of special interest to retirees, financial advisors, retirement researchers, and target-date fund providers.
Reward and Punishment Mechanisms of the Flexible Retirement System in China  [PDF]
Yuming Lin, Le Zhang
Advances in Applied Sociology (AASoci) , 2018, DOI: 10.4236/aasoci.2018.85022
Abstract: This article attempts to understand the reward and punishment mechanisms of the flexible retirement system in China. The life-cycle model is applied in the pay-as-you-go pension system with flexible retirement policy to establish the numerical model of optimal retirement age under the consideration of prolonged life span. The effect of penalty rate for early retirement and incentive rate for delayed retirement on optimal retirement age is studied. Numerical experiments show that appropriate delayed retirement incentive rate incentivises a delayed retirement decision for maximising the total lifetime utility. The optimal retirement age is raised by prolonging lifespan, and the flexible retirement system is an effective means to implement delayed retirement policy.
Health and Retirement in Europe  [PDF]
Ronald Hagan,Andrew M. Jones,Nigel Rice
International Journal of Environmental Research and Public Health , 2009, DOI: 10.3390/ijerph6102676
Abstract: We use discrete-time hazard models with internationally comparable data from the full eight waves of the European Community Household Panel (ECHP) to study the relationship between retirement and health in nine European countries. Our results provide new evidence of the relationship of health shocks to early retirement. The pattern of results across countries reflects international differences in the incentives created by social security systems.
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