The first change as an individuals earning is food, without which the sustenance of life and continuing good health are not possible. The second charge obviously is clothing followed by shelter as the third essential item. Spending on which has to be provided for in a family's budget. Since shelter improves an individual's productive capacity, its importance was recognised a specific provision. It was only when the prime- minister included housing for the weaker sections of community in the twenty point programme that speedy and concerted efforts were made by the Union and State Government who provide shelter to the masses.