%0 Journal Article
%T Research on Credit Risk Assessment of Small and Medium-Sized Enterprises in Commercial Banks
%A Yacui Gao
%A Lidan Zhang
%J Open Access Library Journal
%V 5
%N 11
%P 1-11
%@ 2333-9721
%D 2018
%I Open Access Library
%R 10.4236/oalib.1105022
%X
By using the data of 2014 and 2015 about the 90 small and medium-sized en-terprises credit default and normal samples from a joint-stock commercial bank, this paper builds the credit risk assessment evaluation index system to the small and medium-sized enterprise of commercial bank. Based on the logit model, we make a test for the 30 enterprises of the testing samples. Finally, the evaluation model draws that the predicted probability of default of the model is as high as 90%, the reliability of credit risk assessment model is verified.
%K Commercial Banks
%K Small and Medium-Sized Enterprises
%K Credit Risk
%K Evaluation Model
%U http://www.oalib.com/paper/5301137